Best budgeting apps 2024
Introduction
Manaki rojulu ela ayipothayi, aa month-end budget ela dabbul inkem undatledu ani anipisthundho telsukune vallu andaram. Pocket money gani, salary gani ela pettukunnaru, week ending ki emi undadu. Eppudu manam digital age lo unnam, and budget manage cheyadaniki chala manchi apps kuda vachayi. So, i 2024 lo best budgeting apps enti, ela use cheyalo mana slang lo cheptanu. Ready?
1. Money Manager – Expense & Budget
Idi oka simple and effective app, budgeting start cheyali anukune vallu ki baga help chestundi. Idi user-friendly interface to vastundi, and monthly expenses, income track cheyyadaniki perfect. Categories petti expenses set cheyocchu – food, entertainment, bills ani track cheyadam chala easy.
Features: Monthly budget set cheyyachu, bank accounts add cheyyachu, and graphs tho financial status chudachu.
Pros: Beginner-friendly, detailed categories, chinna chinna graphs undayi.
Cons: Limited features; advanced tracking em levu.
Suitable For: Budgeting start cheyali anukune beginners.
2. Goodbudget
Goodbudget app, traditional envelope method follow chesi budget plan cheyyadaniki best. Ee app lo virtual envelopes create chesi, prathi expense ki alochinchi spend cheyadam easy. Ila track cheyadam tho unnecessary expenses tagginchukochu.
Features: Expense tracking, envelope-based budgeting, bill reminders, and financial planning tools.
Pros: No need to link bank accounts, easy to use, money management baga untundi.
Cons: Manual entry cheskovali; bank sync option ledhu.
Suitable For: Cash-based budget cheseyi vallaki best.
3. YNAB (You Need A Budget)
YNAB oka famous app, ikada budget cheyyadam easy ga undadu, kani financial goals reach avvadani ki perfect. E app lo income ni chala careful ga allocate cheyali, unnecessary expenses eliminate cheyyali.
Features: Goal-setting, expense tracking, and debt tracking. Monthly reports kuda chala helpful ga vastayi.
Pros: Goal-focused, perfect for long-term planners.
Cons: Premium-only app; beginners ki koncham tough anipistundi.
Suitable For: Financial discipline ni manchi ga maintain cheyyadaniki serious ga try cheyyali anukunna vallu.
4. Wallet – Personal Finance
Wallet app manaki bank sync option tho vastundi, so expenses track cheyadam automatic ga jaruguthundi. Bills ni link cheskuni, emi outstanding balance undho kanipettadam easy. Ee app to monthly analysis chesi, expenses baga control cheyyochu.
Features: Bank sync, expense categorization, financial insights, and family sharing option.
Pros: Bank sync feature; simple layout, categories baga organize cheyadaniki best.
Cons: Advanced features premium version lo matrame undayi.
Suitable For: Daily expense tracking ki and family budgeting ki best.
5. Mint
Mint app ki Indian users lo chala manchi reach undi. Ee app lo financial insights, reminders, and personalized budget tools tho full control undi. Expenses baga track cheyyali anukune prati okkariki useful.
Features: Account integration, bill reminders, free credit score check, and customized budgeting tools.
Pros: Free ga undi, bills and expenses track cheyyadaniki perfect.
Cons: India lo limited features; premium access undadu.
Suitable For: Budgeting ki, financial insights kavalanukune vallu.
6. Fyle – Expense Management for Teams
Fyle app team-based budgeting lo specialist. Ikkada employees expenses track cheyadam and approve cheyyadam simple ga chesaru. Office expenses manage cheyadaniki perfect app.
Features: Expense reporting, receipt management, and reimbursement tools.
Pros: Teams and businesses ki specific ga set chesaru, easy tracking.
Cons: Individual users ki useful kadhu.
Suitable For: Small businesses and offices ki.
7. Spendee – Budget and Expense Tracker
Spendee app colorful and simple design tho vastundi, ee app lo monthly budget set cheskoni, income-expenses neat ga segregate cheyyachu. Bank sync kuda chesukovachu.
Features: Income tracking, bank sync, multiple currencies support, and shared wallets.
Pros: Beautiful interface, international currency support, friends and family to budget share cheyyachu.
Cons: Advanced features paid version lo matrame available.
Suitable For: Family and group budgeting ki.
8. PocketGuard
PocketGuard app oka cool feature tho vastundi – “safe to spend” amount calculate chestundi. App lo monthly earnings, expenses enter cheysthe remaining amount ni oka suggestion la chupistundi, so over-spending avvakunda caution ga untadi.
Features: Bank sync, “safe to spend” tool, automatic categorization.
Pros: Expense predictions chala help chestayi, easy sync options.
Cons: India lo konni features work cheyyavu.
Suitable For: Over-spending avoid cheyyali anukunna vallu.
9. Monefy – Expense Tracker
Monefy app lo simple interface tho, expenses and income manage cheyyadam easy ga chesaru. App ni open chesi, add expense chesi, categories baga track cheyyadam chala simple.
Features: Daily, weekly, monthly budget, expense tracking, colorful graphs.
Pros: Beautiful design, quick entries, no ads.
Cons: Premium features konchem costly.
Suitable For: Visual interface kaavali anukunna beginners ki.
10. Expensify
Expensify app professional ki baga set avutundi. Scanning receipts, automatic expense reporting tools tho e app office expenses manage cheyyadaniki best.
Features: Receipt scanning, business expense tracking, approvals.
Pros: Receipts scan cheyyadam easy, business users ki perfect.
Cons: Casual users ki konchem over-complicated.
Suitable For: Businesses and frequent travelers.
11. Splitwise – Expense Splitting
Splitwise app friend groups ki baga set avutundi, mana expenses friends to split cheyyali anukunte perfect. Ee app lo groups create chesi, expenses split chesi, pending amount calculate chesukochu.
Features: Group expenses, reminders, balance sheets.
Pros: Easy splits, group expenses manage cheyyadam simple.
Cons: Personal budgeting ki ekkuva use avvakunda undi.
Suitable For: Roommates and friends ki perfect.
12. BudgetBakers – Money Manager
BudgetBakers app lo expenses, income, and bills ni detailed ga track cheyyachu. Ee app visual charts and analysis tho monthly ga mana financial status baga evaluate cheyyachu.
Features: Expense reports, data insights, daily reminders.
Pros: Insights baga untayi, budget ni visual ga manage cheyyadam easy.
Cons: Konni premium features unayi.
Suitable For: Monthly analysis ki manchi options kaavalante.
13. Personal Capital
Personal Capital app lo budget management tho patu investments kuda manage cheyyadam possible. E app use chesi, stocks, assets, and expenses anni oka place lo check chesukochu.
Features: Expense tracking, investment tracking, financial insights.
Pros: Budgeting and investments, all-in-one.
Cons: Advanced features heavy users ki.
Suitable For: Financial planning ni full ga chese vallu.
my view:
2024 lo budgeting apps konni chala easy and user-friendly ga vastunnayi. Mana personal ga emi requirement undho batti app ni select chesukondi. Pocket money kuda manage cheyyadam ki, business expenses maintain cheyyadam ki specific ga apps available unnayi. Mari, e list lo nundi meeku best app select chesi, 2024 lo oka strong financial planning start cheyyandi. Happy budgeting!